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Business Checking Accounts
 

Business
Checking

Small Business Checking

Basic Business Checking

Community Checking

 Description

Our standard business account for businesses that run a significant number of transactions and/or carry substantial balances.

An alternative for businesses that run fewer transactions.

An option for those businesses just getting started that have a limited number of transactions.

A special checking account for community groups or non-profit organizations.

Required Opening Deposit

$100

$100

$100

$25

Monthly Fees and Balance Requirements

No minimum balance requirement.  Service charge of $10 per month.  Earnings credit applied to service charges.

$1,500 minimum balance or $3,000 average balance.  $6 monthly fee if balance requirement is not met.

$500 minimum balance to avoid service fee.  $6 monthly fee if balance requirement is not met.

None, no minimum balance requirement.  No monthly fee.

Deposit and Per Item Charges

Debits: $.15
Deposits: $.15
Electronic Items: $.15

Deposit Items:

Encoded:
On Us: $.03
Transit Items: $.05

Not Encoded: 
On Us: $.06
Transit Items: $.08 

First 100 deposit items each month are free.  Additional deposited items charged as follows:

On Us: $.06
Transit Items: $.10

First 50 debits each month are free.  Additional debits are $.25

First 50 deposit items each month are free.  Additional deposited items charged as follows:

On Us: $.06
Transit Items: $.10

First 25 debits each month are free.  Additional debits are $.25

First 50 deposit items each month are free.  Additional deposited items charged as follows:

On Us: $.06
Transit Items: $.10

First 25 debits each month are free.  Additional debits are $.25

Earnings Credit - Interest

Earnings credit is applied to offset service charges.  Sole proprietors may elect to earn interest in lieu of earnings credit.

No earnings credit is applied. Interest is not earned.

No earnings credit is applied. Interest is not earned.

No earnings credit is applied.  Interest is not earned.

Debit Card

Free

Free

Free

Free

Business Online Banking

Free

Free

Free

Free

Business Bill Pay

Free

Free

Free

Free

Cash Management Services

Available at additional cost

Available at additional cost

Available at additional cost

Available at additional cost

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